Compare EUR P2P lending

Here it is possible to see different investment peer to peer lending platforms and their comparison.

Made a quantifiable analysis which resulted in “Final score” column.

Platform Final score Avarage interest rate Buyback guarantee Yes – 5, No – 0 Invested volume Auto-invest Personal user experience
Mintos 38 11.90% Yes – 5 1000 - 10 Yes - 5 6
Fast Invest 32 14% Yes – 5 4 - 0 Yes - 5 8
Envestio 32 17.39% Yes – 5 7 - 0 No - 0 10
Crowdestate 29 23.11% No – 0 34 - 0 Yes - 5 1
Twino 29 10.20% Yes – 5 354 - 4 Yes - 5 5
Grupeer 24 14.25% Yes – 5 5 - 0 Yes - 5
Viventor 23 12% Yes – 5 50 - 1 Yes - 5
Swaper 22 12% Yes – 5 42 - 0 Yes - 5
Robocash 22 12% Yes – 5 40 - 0 Yes - 5
PeerBerry 22 12.43% Yes – 5 15 - 0 Yes - 5
FinBee 22 16.00% No – 0 89 - 1 Yes - 5
BulkEstate 20 14.59% No – 0 2 - 0 Yes - 5
ViaInvest 20 10.20% Yes – 5 5 - 0 Yes - 5
Iuvo 19 8.90% Yes – 5 17 - 0 Yes - 5
Bondora 19 12.80% No – 0 113 -1 Yes - 5
BitBond 18 13% No – 0 5 - 0 Yes - 5
EstateGuru 18 12.50% No – 0 40 - 0 Yes - 5
DoFinance 18 8% Yes – 5 14 - 0 Yes - 5
Zltymelon 18 8.43% Yes – 5 8 - 0 Yes - 5
Crowdestor 15 15% No – 0 0.05 - 0 No - 0
Flender 15 10% No – 0 2 - 0 Yes - 5
Auxmoney 15 5% No – 0 500 - 5 Yes - 5
Housers 12 11.10% No – 0 60 - 1 No - 0
Companisto 10 8.50% No – 0 47 - 1 No - 0
Lendix 8 6.36% No – 0 145 - 2 No - 0
Crosslend 7 6% No – 0 100 - 1 No - 0
Trine 6 5.58% No – 0 3 - 0 No - 0

Average interest rate – 1 point per percent (rounded up).

Buy back guarantee – 5 points if possible, 0 if not.

Invested volume (million of EUR) – 0 to 10 points based on current highest invested volume.

Auto-invest – 5 points if exists, 0 if does not.

Personal user experience – points given after review of lending platforms I have invested in.