Time between Christmas and New Year has come faster then anticipated. With a grateful feeling I can present the returns for November 2020.
|Platform||Deposited EUR||Portfolio total value EUR||Interest income EUR||Affiliate commissions & bonuses||XIRR|
The total income would have not been the same without trust of readers and that is something which I am truly thankful.
November 2020 yielded 4.97 EUR and I with more investments in EstateGuru this figure should grow in 2021.
Summary short before 2021
For me the 2020 and crowdlending marked two main things.
- Reducing investments in all crowdlending platforms which I had invested previously (Mintos, Viventor, Twino, Crowdestate).
- Increasing investments in crowdlending first rank real-estate backed loans – namely EstateGuru.
As it would not be enough with several platform write-offs many of us had to make in 2020. We all saw the reality of chain reaction what COVID-19 made towards borrowers’ ability to pay back.
Vaccines are on the way and hopefully by the second half of the year we will all be able to travel with restrictions being lifted.
Furthermore no matter where you are I hope you will have a good time with loved ones on the new year’s eve and together you will share some good memories about 2020.
Happy, healthy and prosperous new year!