janis, Author at Investing small

Compare P2P lending (updated April 2019)

April 18, 2019 janis P2P lending, P2P review

It has been some time since I updated ratings for the page Compare different P2P lending platforms. This post intends to summarize the differences between the comparisons, i.e., answer the question “what has changed during this time”. This was the original comparison table: Below you can see the new P2P […]

Reporting taxes – skat.dk

April 13, 2019 janis P2P lending, P2P tax

By the end of every fiscal year everyone in Denmark gets a report from tax office. The aim for this post is to explain the reporting of taxes here in Denmark. It is not that difficult to report crowdlending interest income. To be fair, in my case it is all […]

Summary of returns March 2019

April 1, 2019 janis Monthly summary, P2P lending

The time has come for the summary of March 2019 to be published. Luckily it is sunny outside and the spring is just around the corner. Last month was rewarding again thanks to your interest in investing and I would like to give my humble thank you to all of […]

Envestio new project publish timing and funding speed

March 8, 2019 janis Envestio, P2P lending

Previously, I wrote about how fast projects in Envestio attract funding and when do they get published. Would like to post an update to these two things. Firstly, I happen to witness the fastest ever funding attraction so far in Envestio. Project with required funding of 500 000 EUR was […]

Summary of returns February 2019

March 2, 2019 janis Monthly summary, P2P lending

I am excited to post return statement for February 2019. You, the readers, I want to thank first. It is only due to your interest in P2P crowdlending and registering to different platforms why this month is so fruitful for me. During February 1 person registered to Crowdestate, 1 to […]

Envestio responds to my findings

February 24, 2019 janis Envestio, P2P lending

Recently several new projects or tiers with larger amounts were published in Envestio lending platform. I came across information about one of these projects which rose my attention. Therefore I wrote a letter to Envestio to have couple of questions out of the way. The letter Dear representative, I am […]

Envestio secondary market

February 13, 2019 janis Envestio, P2P lending

Some time during late 2018 and beginning of 2019 Envestio introduced secondary market with possibility to sell investments. I could not find any information on Envestio’s website about secondary market. In this post I plan to talk more about selling an investment and if there is any cost to it. […]

When will Envestio publish a new project?

February 9, 2019 janis Envestio, P2P lending

In this post I will try to estimate when the team of Envestio will most probably publish new projects. Whenever a new project appears in Envestio, it is attracting investors on first come first serve basis. Last year it has been an issue but 2019 seems to be promising with […]

Summary of returns January 2019

February 1, 2019 janis Monthly summary

I am pleased to address you all with monthly summary for the first month of this year. There is increase in yields in interest through different platforms for this month comparing to the last one (namely around 19%). However, I can not leave out the great treat for me from […]

Reminder for verifying your investor identity

January 19, 2019 janis P2P legislation, P2P lending

Consider this post as a kind reminder about verifying your identity for platforms where you have invested. You can disregard this post if you are more responsible. I tend to postpone these things. When it comes to getting the money to the investment account, P2P lender platforms streamline the process […]