Investing small

Compare crowdlending platforms (update Aug 2020)

August 26, 2020 janis P2P lending, P2P review

Felt like it is the high time for another update of compare crowdlending platforms for Aug 2020 (latest was done in Feb 2020). What has changed? Scoring criteria for BuyBack and P2B guarantees’ max caps As I wrote in the previous update, wanted to reduce the BuyBack guarantee score to […]

Conversation with owner of Wisefund

March 16, 2020 janis P2P lending, P2P review, Wisefund

During past couple of weeks I had a conversation with Wisefund owner Ingus and will post my conversation here below. This conversation publication is intended to cast light on some of the questions which have been given around different communication channels. If you are short in time, you can go […]

Crowdlending comparison (update Feb 2020)

February 22, 2020 janis P2P lending, P2P review

It is time for another update of Crowdlending comparison Feb 2020 (latest substantial was done in Sep 2019). What has changed? Scoring criteria max caps Reducing the overall yield return score to 15 points. This is to reduce high yield incentive as being one of the main factors for scoring. […]

Crowdestor BuyBack guarantee – max cap?

October 10, 2019 janis BuyBack, Crowdestor, P2P lending, P2P review

What exactly Crowdestor guarantee with the sum of BuyBack they mention in their web page? What would happen if one of the projects default? Or multiple? These are the type of questions I will try to give an answer in this post. Communication with Crowdestor I wanted to know more […]

Crowdlending comparison (update September 2019)

September 21, 2019 janis P2P lending, P2P review

It is time to freshen up the crowdlending comparison table which had a major update in July 2019. These were the previous scores. Hereby the new comparison table. Below you can see the score change table with the change column. Conclusion Mintos dominance Most of the changes relate to the […]

Crowdestate review after 1 year of investing

September 8, 2019 janis Crowdestate, P2P lending, P2P review

In this post I will outline my review of Crowdestate platform after one year of investing. It is one of the 5 platforms I chose to invest 1000 EUR in September of 2018. The short version. I am not sure if I was greedy or unlucky or combination of both, […]

Winners of Reinvest24 2 x 50 EUR raffle

August 15, 2019 janis Giveaway Raffle, P2P lending, P2P review

First of all I want to thank your all for your patience. The winners of the Reinvest24 raffle will be announced in this post. The reason for delayed results is a conversion issue for one person during his registration process. It took time to investigate this and we concluded that […]

Crowdlending comparison (update July 2019)

July 21, 2019 janis P2P lending, P2P review

It has been some time since I updated the P2P comparison table. This article is about changes I made in crowdlending comparison table. Most dedicated readers have probably noticed that now I use the term crowdlending instead of P2P lending. I do it to be more precise because I summarize […]

Review of Reinvest24 – crowdfunding rentals

June 7, 2019 janis P2P lending, P2P review

I was contacted by Reinvest24 representative offering me a 100 EUR deposit to try their platform and write a review. I asked a deal for my readers and they offered 2 x 50 EUR raffle prizes for those who register and do the KYC through this link from 11.06.2019 to […]

Compare P2P lending (Update Jun 2019)

June 4, 2019 janis P2P lending, P2P review

In this post I plan to update the P2P compare table and explain the reasoning behind this update. Investment security rating issue Over a longer period of time I understood that I need to change something in the way I compare investment security in different platforms. Currently, I have Buyback […]