Compare EUR Crowdlending


Your money is at risk. Please do your own research because I am not a financial advisor.


Here it is possible to see different investment crowdlending platforms and their comparison.

Made a quantifiable analysis which resulted in “Final score” column.

Platform Final score Average interest rate Invested volume Buyback guarantee Collateral, personal guarantees & other Auto-invest Personal user experience
Mintos45 5 - 12.35% 20 - 5497 mil. EUR 10 - Yes - 5 5
Twino30 4 - 10.72% 3 - 696 mil. EUR 10 - Yes - 5 8
EstateGuru27 5 - 11.75% 1 - 230 mil. EUR - 10 Yes - 5 6
Crowdestate26 9 - 16.71% 0 - 95 mil. EUR - 8 Yes - 5 4
Swaper21 5 - 12% 1 - 165 mil. EUR 10 - Yes - 5
ViaInvest21 5 - 12% 1 - 215 mil. EUR 10 - Yes - 5
PeerBerry20 4 - 10.10% 1 - 285 mil. EUR 10 - Yes - 5
Robocash20 5 - 12% 0 - 138 mil. EUR 10 - Yes - 5
Reinvest2420 7 - 14.60% 0 - 4 mil. EUR - 9 No - 0 4
BulkEstate20 7 - 14.50% 0 - 17 mil. EUR - 8 Yes - 5
Profitus20 4 - 9.99% 0 - 15 mil. EUR - 9 No - 0
Iuvo18 3 - 9.20% 0 - 134 mil. EUR 10 - Yes - 5
DoFinance 18 3 - 9.50% 0 - 88 mil. EUR 10 - Yes - 5
Flender 18 4 - 9.80% 0 - 23 mil. EUR - 9 Yes - 5
Zltymelon 18 3 - 8.82% 0 - 17 mil. EUR 10 - Yes - 5
FinBee 15 5 - 12.00% 0 - 21 mil. EUR - 5 Yes - 5
Bondora 15 4 - 9.80% 1 - 378 mil. EUR - 5 Yes - 5
October 12 0 - 5.03% 2 - 443 mil. EUR - 10 No - 0
Housers 11 3 - 8.66% 0 - 116 mil. EUR - 8 No - 0
Crowdestor 0 10 - 18.39% 0 - 40 mil. EUR - N/A No - 0
Viventor 0 7 - 14.17% 0 - 135 mil. EUR N/A - Yes - 5 0
Wisefund 0 10 - 18.12% 0 - 3 mil. EUR 0 0 No - 0
Grupeer (why 0?)0 6 - 13.17% 0 - 47 mil. EUR 10 - Yes - 5
Monethera (why 0?)0 10 - 18.70% 0 - 5 mil. EUR 0 0 No - 0
Fast Invest (why 0?)0 6 - 13% 0 - 51 mil. EUR 10 - Yes - 5 0
Envestio (fraud)0 10 - 18.82% 0 - 35 mil. EUR - 0 Yes - 5
Kuetzal (fraud)0 9 - 16.50% 0 - 8 mil. EUR 0 0 No - 0

Average interest rate – maximum gets 10 points. Minimum gets 0. Rest get points in between spread proportionally.

Invested volume (million of EUR) – 0 to 20 points based on current highest invested volume, rest get points in between spread proportionally.

Buyback guarantee – 10 points if buyback guarantee is available.

Collateral, personal guarantees & other – 0 to 10 points are given according to the to different guarantees issued for loans.

Max of 10 points can be given in case both Buyback guarantee and Collateral, personal guarantees & other are filled. Usually this is for P2B platforms with special buyback policies.

Auto-invest – 5 points if exists, 0 if does not.

Personal user experience – 0 to 10 points given after evaluation of lending platforms I have invested in.


Which platforms have I invested in? Where have I failed? What are my next actions?

You can find these answers in my latest blog posts.


Last updated on 27th of November, 2022.