Here it is possible to see different investment crowdlending platforms and their comparison.
Made a quantifiable analysis which resulted in “Final score” column.
| Platform | Final score | Average interest rate | Invested volume | Buyback guarantee | Collateral, personal guarantees & other | Auto-invest | Personal user experience |
|---|---|---|---|---|---|---|---|
| Mintos | 64 | 10 - 12.19% | 20 - (2811 mil. EUR) | 20 | - | Yes - 5 | 9 |
| Envestio | 48 | 20 - 18.51% | 0 - (20 mil. EUR) | - | 16 | Yes - 5 | 7 |
| Twino | 42 | 7 - 10.60% | 4 - (518 mil. EUR) | 20 | - | Yes - 5 | 6 |
| Crowdestate | 40 | 19 - 17.94% | 1 - (72 mil. EUR) | - | 12 | Yes - 5 | 3 |
| Fast Invest | 40 | 11 - 13% | 0 - (13 mil. EUR) | 20 | - | Yes - 5 | 4 |
| Viventor | 38 | 12 - 13% | 1 - (91 mil. EUR) | 20 | - | Yes - 5 | |
| Grupeer | 37 | 12 - 13.46% | 0 - (48 mil. EUR) | 20 | - | Yes - 5 | |
| Swaper | 36 | 10 - 12% | 1 - (82 mil. EUR) | 20 | - | Yes - 5 | |
| Robocash | 35 | 10 - 12% | 0 - (58 mil. EUR) | 20 | - | Yes - 5 | |
| PeerBerry | 34 | 9 - 11.42% | 0 - (9 mil. EUR) | 20 | - | Yes - 5 | |
| Reinvest24 | 33 | 14 - 14.60% | 0 - (1 mil. EUR) | - | 14 | No - 0 | 5 |
| FinBee | 32 | 19 - 18.00% | 0 - (23 mil. EUR) | - | 8 | Yes - 5 | |
| BulkEstate | 32 | 15 - 15.49% | 0 - (8 mil. EUR) | - | 12 | Yes - 5 | |
| ViaInvest | 32 | 7 - 10.50% | 0 - (6 mil. EUR) | 20 | - | Yes - 5 | |
| Iuvo | 31 | 6 - 9.50% | 0 - (69 mil. EUR) | 20 | - | Yes - 5 | |
| DoFinance | 30 | 5 - 9% | 0 - (65 mil. EUR) | 20 | - | Yes - 5 | |
| Zltymelon | 29 | 4 - 8.73% | 0 - (12 mil. EUR) | 20 | - | Yes - 5 | |
| EstateGuru | 28 | 10 - 12.17% | 1 - (130 mil. EUR) | - | 12 | Yes - 5 | |
| Crowdestor | 28 | 14 - 15% | 0 - (8 mil. EUR) | 8 | 6 | No - 0 | |
| Flender | 26 | 7 - 10.60% | 0 - (10 mil. EUR) | - | 14 | Yes - 5 | |
| BitBond | 24 | 11 - 13% | 0 - (14 mil. EUR) | - | 8 | Yes - 5 | |
| Housers | 20 | 7 - 10.56% | 1 - (89 mil. EUR) | - | 12 | No - 0 | |
| Bondora | 19 | 8 - 10.70% | 2 - (239 mil. EUR) | - | 4 | Yes - 5 | |
| October | 18 | 0 - 5.97% | 2 - (318 mil. EUR) | - | 16 | No - 0 |
Average interest rate – maximum gets 20 points. Minimum gets 0. Rest get points in between spread proportionally.
Buyback guarantee – 20 points if buyback guarantee is available.
Collateral, personal guarantees & other – 0 to 20 points are given according to the to different guarantees issued for loans.
Invested volume (million of EUR) – 0 to 20 points based on current highest invested volume, rest get points in between spread proportionally.
Auto-invest – 5 points if exists, 0 if does not.
Personal user experience – 0 to 10 points given after evaluation of lending platforms I have invested in.
Last updated on 3rd of August, 2019.