Compare EUR Crowdlending

Here it is possible to see different investment crowdlending platforms and their comparison.

Made a quantifiable analysis which resulted in “Final score” column.

Platform Final score Average interest rate Invested volume Buyback guarantee Collateral, personal guarantees & other Auto-invest Personal user experience
Mintos 64 10 - 12.17% 20 - 3358 mil. EUR 20 - Yes - 5 9
Envestio 48 19 - 18.24% 0 - 24 mil. EUR - 17 Yes - 5 7
Twino 41 7 - 10.35% 3 - 548 mil. EUR 20 - Yes - 5 6
Fast Invest 40 11 - 13% 0 - 13 mil. EUR 20 - Yes - 5 4
Crowdestate 38 18 - 17.88% 0 - 77 mil. EUR - 12 Yes - 5 3
Viventor 38 12 - 13.71% 1 - 100 mil. EUR 20 - Yes - 5
Grupeer 36 11 - 13.37% 0 - 57 mil. EUR 20 - Yes - 5
Swaper 35 9 - 12% 1 - 97 mil. EUR 20 - Yes - 5
PeerBerry 35 9 - 11.53% 1 - 128 mil. EUR 20 - Yes - 5
Robocash 34 9 - 12% 0 - 58 mil. EUR 20 - Yes - 5
ViaInvest 34 8 - 11% 1 - 154 mil. EUR 20 - Yes - 5
Reinvest24 32 13 - 14.60% 0 - 1 mil. EUR - 14 No - 0 5
FinBee 32 19 - 18.00% 0 - 23 mil. EUR - 8 Yes - 5
Wisefund 31 20 - 18.66% 0 - 1 mil. EUR 7 4 No - 0
Monethera 31 20 - 18.97% 0 - 1 mil. EUR 5 6 No - 0
BulkEstate 31 14 - 15.33% 0 - 10 mil. EUR - 12 Yes - 5
Iuvo 30 5 - 9.20% 0 - 80 mil. EUR 20 - Yes - 5
DoFinance 30 5 - 9% 0 - 65 mil. EUR 20 - Yes - 5
Zltymelon 29 4 - 8.65% 0 - 13 mil. EUR 20 - Yes - 5
Crowdestor 28 14 - 15.26% 0 - 13 mil. EUR 7 7 No - 0
EstateGuru 27 9 - 12.04% 1 - 143 mil. EUR - 12 Yes - 5
Flender 26 7 - 10.40% 0 - 12 mil. EUR - 14 Yes - 5
BitBond 24 11 - 13% 0 - 14 mil. EUR - 8 Yes - 5
Housers 19 6 - 9.93% 1 - 93 mil. EUR - 12 No - 0
Bondora 18 7 - 10.70% 2 - 268 mil. EUR - 4 Yes - 5
October 18 0 - 5.88% 2 - 334 mil. EUR - 16 No - 0
Kuetzal (fraud?) 0 16 - 16.50% 0 - 8 mil. EUR - - No - 0

Average interest rate – maximum gets 20 points. Minimum gets 0. Rest get points in between spread proportionally.

Invested volume (million of EUR) – 0 to 20 points based on current highest invested volume, rest get points in between spread proportionally.

Buyback guarantee – 20 points if buyback guarantee is available.

Collateral, personal guarantees & other – 0 to 20 points are given according to the to different guarantees issued for loans.

Max of 20 points can be given in case both Buyback guarantee and Collateral, personal guarantees & other are filled. Usually this is for P2B platforms with special buyback policies.

Auto-invest – 5 points if exists, 0 if does not.

Personal user experience – 0 to 10 points given after evaluation of lending platforms I have invested in.


Last updated on 12th of December, 2019.

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