Here it is possible to see different investment peer to peer lending platforms and their comparison.
Made a quantifiable analysis which resulted in “Final score” column.
| Platform | Final score | Avarage interest rate | Buyback guarantee Yes – 5, No – 0 | Invested volume | Auto-invest | Personal user experience |
|---|---|---|---|---|---|---|
| Mintos | 38 | 11.73% | Yes – 5 | 2000 - 10 | Yes - 5 | 6 |
| Envestio | 34 | 18.73% | Yes – 5 | 15 - 0 | No - 0 | 10 |
| Fast Invest | 32 | 14% | Yes – 5 | 13 - 0 | Yes - 5 | 8 |
| Twino | 29 | 10.20% | Yes – 5 | 473 - 4 | Yes - 5 | 5 |
| Crowdestate | 26 | 18.73% | No – 0 | 61 - 1 | Yes - 5 | 1 |
| Grupeer | 24 | 14.25% | Yes – 5 | 27 - 0 | Yes - 5 | |
| Viventor | 23 | 12% | Yes – 5 | 77 - 1 | Yes - 5 | |
| Swaper | 23 | 12% | Yes – 5 | 62 - 1 | Yes - 5 | |
| Robocash | 23 | 12% | Yes – 5 | 58 - 1 | Yes - 5 | |
| PeerBerry | 23 | 12.02% | Yes – 5 | 66 - 1 | Yes - 5 | |
| FinBee | 21 | 16.00% | No – 0 | 20 - 0 | Yes - 5 | |
| Iuvo | 21 | 9.50% | Yes – 5 | 53 - 1 | Yes - 5 | |
| BulkEstate | 20 | 14.27% | No – 0 | 5 - 0 | Yes - 5 | |
| ViaInvest | 20 | 10.05% | Yes – 5 | 6 - 0 | Yes - 5 | |
| EstateGuru | 19 | 12.24% | No – 0 | 108 - 2 | Yes - 5 | |
| Bondora | 19 | 10.6% | No – 0 | 201 - 3 | Yes - 5 | |
| Zltymelon | 19 | 8.9% | Yes – 5 | 12 - 0 | Yes - 5 | |
| BitBond | 18 | 13% | No – 0 | 15 - 0 | Yes - 5 | |
| DoFinance | 18 | 8% | Yes – 5 | 22 - 0 | Yes - 5 | |
| Crowdestor | 15 | 15% | No – 0 | 3 - 0 | No - 0 | |
| Flender | 15 | 10.4% | No – 0 | 2 - 0 | Yes - 5 | |
| Housers | 12 | 10.56% | No – 0 | 82 - 1 | No - 0 | |
| Lendix | 9 | 5.81% | No – 0 | 279 - 3 | No - 0 |
Average interest rate – 1 point per percent (rounded up).
Buy back guarantee – 5 points if possible, 0 if not.
Invested volume (million of EUR) – 0 to 10 points based on current highest invested volume.
Auto-invest – 5 points if exists, 0 if does not.
Personal user experience – points given after review of lending platforms I have invested in.
Last updated on 19th of April, 2019.