Compare EUR P2P lending

Here it is possible to see different investment peer to peer lending platforms and their comparison.

Made a quantifiable analysis which resulted in “Final score” column.

Platform Final score Avarage interest rate Buyback guarantee Yes – 5, No – 0 Invested volume Auto-invest Personal user experience
Mintos 38 11.73% Yes – 5 2000 - 10 Yes - 5 6
Envestio 34 18.73% Yes – 5 15 - 0 No - 0 10
Fast Invest 32 14% Yes – 5 13 - 0 Yes - 5 8
Twino 29 10.20% Yes – 5 473 - 4 Yes - 5 5
Crowdestate 26 18.73% No – 0 61 - 1 Yes - 5 1
Grupeer 24 14.25% Yes – 5 27 - 0 Yes - 5
Viventor 23 12% Yes – 5 77 - 1 Yes - 5
Swaper 23 12% Yes – 5 62 - 1 Yes - 5
Robocash 23 12% Yes – 5 58 - 1 Yes - 5
PeerBerry 23 12.02% Yes – 5 66 - 1 Yes - 5
FinBee 21 16.00% No – 0 20 - 0 Yes - 5
Iuvo 21 9.50% Yes – 5 53 - 1 Yes - 5
BulkEstate 20 14.27% No – 0 5 - 0 Yes - 5
ViaInvest 20 10.05% Yes – 5 6 - 0 Yes - 5
EstateGuru 19 12.24% No – 0 108 - 2 Yes - 5
Bondora 19 10.6% No – 0 201 - 3 Yes - 5
Zltymelon 19 8.9% Yes – 5 12 - 0 Yes - 5
BitBond 18 13% No – 0 15 - 0 Yes - 5
DoFinance 18 8% Yes – 5 22 - 0 Yes - 5
Crowdestor 15 15% No – 0 3 - 0 No - 0
Flender 15 10.4% No – 0 2 - 0 Yes - 5
Housers 12 10.56% No – 0 82 - 1 No - 0
Lendix 9 5.81% No – 0 279 - 3 No - 0

Average interest rate – 1 point per percent (rounded up).

Buy back guarantee – 5 points if possible, 0 if not.

Invested volume (million of EUR) – 0 to 10 points based on current highest invested volume.

Auto-invest – 5 points if exists, 0 if does not.

Personal user experience – points given after review of lending platforms I have invested in.


Last updated on 19th of April, 2019.