Compare EUR P2P lending

Here it is possible to see different investment peer to peer lending platforms and their comparison.

Made a quantifiable analysis which resulted in “Final score” column.

Platform Final score Avarage interest rate Relative investment security Invested volume Auto-invest Personal user experience
Mintos 46 11.73% 10 2000 - 10 Yes - 5 9
Twino 35 10.20% 10 473 - 4 Yes - 5 6
Crowdestate 34 18.73% 6 61 - 1 Yes - 5 3
Envestio 34 18.73% 8 15 - 0 No - 0 7
Fast Invest 33 14% 10 13 - 0 Yes - 5 4
Grupeer 29 14.25% 10 27 - 0 Yes - 5
Viventor 28 12% 10 77 - 1 Yes - 5
Swaper 28 12% 10 62 - 1 Yes - 5
Robocash 28 12% 10 58 - 1 Yes - 5
PeerBerry 28 12.02% 10 66 - 1 Yes - 5
Reinvest24 27 14.60% 7 10 - 0 No - 0 5
Iuvo 26 9.50% 10 53 - 1 Yes - 5
FinBee 25 16.00% 4 20 - 0 Yes - 5
BulkEstate 25 14.27% 6 5 - 0 Yes - 5
ViaInvest 25 10.05% 10 6 - 0 Yes - 5
EstateGuru 25 12.24% 6 108 - 2 Yes - 5
Zltymelon 24 8.90% 10 12 - 0 Yes - 5
DoFinance 23 8% 10 22 - 0 Yes - 5
Crowdestor 22 15% 7 3 - 0 No - 0
Bondora 21 10.60% 2 201 - 3 Yes - 5
BitBond 21 13% 3 15 - 0 Yes - 5
Flender 21 10.40% 6 2 - 0 Yes - 5
Housers 17 10.56% 5 82 - 1 No - 0
Lendix 13 5.81% 4 279 - 3 No - 0

Average interest rate – 1 point per percent (rounded up).

Relative investment security – 0 to 10 points. Relative because I assume the buyback possibility being 10 and anything riskier below that. Please read this post for more details on this.

Invested volume (million of EUR) – 0 to 10 points based on current highest invested volume.

Auto-invest – 5 points if exists, 0 if does not.

Personal user experience – 0 to 10 points given after evaluation of lending platforms I have invested in.


Last updated on 4th of June, 2019.