Here it is possible to see different investment peer to peer lending platforms and their comparison.
Made a quantifiable analysis which resulted in “Final score” column.
| Platform | Final score | Avarage interest rate | Relative investment security | Invested volume | Auto-invest | Personal user experience |
|---|---|---|---|---|---|---|
| Mintos | 46 | 11.73% | 10 | 2000 - 10 | Yes - 5 | 9 |
| Twino | 35 | 10.20% | 10 | 473 - 4 | Yes - 5 | 6 |
| Crowdestate | 34 | 18.73% | 6 | 61 - 1 | Yes - 5 | 3 |
| Envestio | 34 | 18.73% | 8 | 15 - 0 | No - 0 | 7 |
| Fast Invest | 33 | 14% | 10 | 13 - 0 | Yes - 5 | 4 |
| Grupeer | 29 | 14.25% | 10 | 27 - 0 | Yes - 5 | |
| Viventor | 28 | 12% | 10 | 77 - 1 | Yes - 5 | |
| Swaper | 28 | 12% | 10 | 62 - 1 | Yes - 5 | |
| Robocash | 28 | 12% | 10 | 58 - 1 | Yes - 5 | |
| PeerBerry | 28 | 12.02% | 10 | 66 - 1 | Yes - 5 | |
| Reinvest24 | 27 | 14.60% | 7 | 10 - 0 | No - 0 | 5 |
| Iuvo | 26 | 9.50% | 10 | 53 - 1 | Yes - 5 | |
| FinBee | 25 | 16.00% | 4 | 20 - 0 | Yes - 5 | |
| BulkEstate | 25 | 14.27% | 6 | 5 - 0 | Yes - 5 | |
| ViaInvest | 25 | 10.05% | 10 | 6 - 0 | Yes - 5 | |
| EstateGuru | 25 | 12.24% | 6 | 108 - 2 | Yes - 5 | |
| Zltymelon | 24 | 8.90% | 10 | 12 - 0 | Yes - 5 | |
| DoFinance | 23 | 8% | 10 | 22 - 0 | Yes - 5 | |
| Crowdestor | 22 | 15% | 7 | 3 - 0 | No - 0 | |
| Bondora | 21 | 10.60% | 2 | 201 - 3 | Yes - 5 | |
| BitBond | 21 | 13% | 3 | 15 - 0 | Yes - 5 | |
| Flender | 21 | 10.40% | 6 | 2 - 0 | Yes - 5 | |
| Housers | 17 | 10.56% | 5 | 82 - 1 | No - 0 | |
| Lendix | 13 | 5.81% | 4 | 279 - 3 | No - 0 |
Average interest rate – 1 point per percent (rounded up).
Relative investment security – 0 to 10 points. Relative because I assume the buyback possibility being 10 and anything riskier below that. Please read this post for more details on this.
Invested volume (million of EUR) – 0 to 10 points based on current highest invested volume.
Auto-invest – 5 points if exists, 0 if does not.
Personal user experience – 0 to 10 points given after evaluation of lending platforms I have invested in.
Last updated on 4th of June, 2019.