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Summary of returns February 2019

March 2, 2019 janis Monthly summary, P2P lending

I am excited to post return statement for February 2019. You, the readers, I want to thank first. It is only due to your interest in P2P crowdlending and registering to different platforms why this month is so fruitful for me. During February 1 person registered to Crowdestate, 1 to […]

Envestio responds to my findings

February 24, 2019 janis Envestio, P2P lending

Recently several new projects or tiers with larger amounts were published in Envestio lending platform. I came across information about one of these projects which rose my attention. Therefore I wrote a letter to Envestio to have couple of questions out of the way. The letter Dear representative, I am […]

Envestio secondary market

February 13, 2019 janis Envestio, P2P lending

Some time during late 2018 and beginning of 2019 Envestio introduced secondary market with possibility to sell investments. I could not find any information on Envestio’s website about secondary market. In this post I plan to talk more about selling an investment and if there is any cost to it. […]

When will Envestio publish a new project?

February 9, 2019 janis Envestio, P2P lending

In this post I will try to estimate when the team of Envestio will most probably publish new projects. Whenever a new project appears in Envestio, it is attracting investors on first come first serve basis. Last year it has been an issue but 2019 seems to be promising with […]

Summary of returns January 2019

February 1, 2019 janis Monthly summary

I am pleased to address you all with monthly summary for the first month of this year. There is increase in yields in interest through different platforms for this month comparing to the last one (namely around 19%). However, I can not leave out the great treat for me from […]

Reminder for verifying your investor identity

January 19, 2019 janis P2P legislation, P2P lending

Consider this post as a kind reminder about verifying your identity for platforms where you have invested. You can disregard this post if you are more responsible. I tend to postpone these things. When it comes to getting the money to the investment account, P2P lender platforms streamline the process […]

Mintos auto-investment with 5 strategies

January 6, 2019 janis P2P auto-invest, P2P lending

In the previous post I have mentioned one of the issues relating to the lowered interest rates from Mintos. Today I have decided to address this. Several of the loan issuers now give a chance to get 12%, 13% and even 14% of interest. Let us have a closer look […]

Summary of returns December 2018

January 4, 2019 janis Monthly summary

This has been a year full of changes. I am positive about the new 2019 and will try to do my best to follow advancements and post details on P2P lending topic. The last month of 2018 has been quite surprising. For the most part I need to thank you […]

Envestio running out of projects

December 14, 2018 janis Envestio, P2P review

I do not want to say I told it’s going to happen, but now it happened. Envestio run out of projects to offer for their investors for the time being. The last project published was: Urban mining Tier 10 for 100 000 EUR. To gather this amount of money it took less than […]

Summary of returns November 2018

December 2, 2018 janis Monthly summary

Time flies and here I am with an update about earnings in November 2018. This month I have had some affiliate & bonus income, therefore the new column called “Affiliate commissions & bonuses”. I will use this chance to thank you for referring to Envestio (both of us get 5 […]