Investing small - Page 2 of 4 - Journey through investing my savings

Mintos auto-investment with 5 strategies

January 6, 2019 janis P2P auto-invest, P2P lending

In the previous post I have mentioned one of the issues relating to the lowered interest rates from Mintos. Today I have decided to address this. Several of the loan issuers now give a chance to get 12%, 13% and even 14% of interest. Let us have a closer look […]

Summary of returns December 2018

January 4, 2019 janis Monthly summary

This has been a year full of changes. I am positive about the new 2019 and will try to do my best to follow advancements and post details on P2P lending topic. The last month of 2018 has been quite surprising. For the most part I need to thank you […]

Envestio running out of projects

December 14, 2018 janis Envestio, P2P review

I do not want to say I told it’s going to happen, but now it happened. Envestio run out of projects to offer for their investors for the time being. The last project published was: Urban mining Tier 10 for 100 000 EUR. To gather this amount of money it took less than […]

Summary of returns November 2018

December 2, 2018 janis Monthly summary

Time flies and here I am with an update about earnings in November 2018. This month I have had some affiliate & bonus income, therefore the new column called “Affiliate commissions & bonuses”. I will use this chance to thank you for referring to Envestio (both of us get 5 […]

How many EUR Envestio attracts per day?

November 24, 2018 janis Envestio, P2P review

In the previous post I have estimated that Envestio will get the following projects funded during the week. It has been 1 week 4 days and I wanted to give a status on exact amounts of EUR attracted for the projects and see if my estimate was true. Status on […]

Review of P2P lending platforms based on personal experience

November 13, 2018 janis P2P review

Now that I have couple of months of experience with different P2P lending platforms, I gathered some feedback on them. My initial attempt to quantify the investment priority still holds but I would like to add some bonus information from personal experiences. I would like to rank the experience I […]

Summary of returns in October 2018

November 1, 2018 janis Monthly summary

This month turned out as expected – with much more of return. Actually, this is around 10% per year in average which I am quite satisfied with. October of 2018 was concluded with total 51.20 EUR in interest income*. *There is one exception for interest income. This is related to Envestio […]

Change in legislation relating to LV private loans

October 11, 2018 janis P2P legislation

Came to know that there will be changes in Latvian consumer protection law relating private loans. There are at least two aims from government with this change. First, to ensure person is actually able to give back the money he/she has borrowed and the second is to make the deal […]

Summary of returns in September 2018

October 3, 2018 janis Monthly summary

Below is the overview of how the portfolio did during September. For the most part the investment took place in 12.09.2018., therefore the slow start. Ended the month of September 2018 with 8.65 EUR total gain.

Setup of Twino auto-invest tool

September 29, 2018 janis P2P auto-invest

I am always interested in minimizing time spent on platform for finding new investments manually. This is why Twino ended up on top of the comparison table at the time. To create an auto-invest portfolio use the following menu – Invest – Auto-invest portfolios. Then click on Create portfolio which brings […]