Investing small - Page 3 of 5 - Journey through investing my savings

Summary of returns January 2019

February 1, 2019 janis Monthly summary

I am pleased to address you all with monthly summary for the first month of this year. There is increase in yields in interest through different platforms for this month comparing to the last one (namely around 19%). However, I can not leave out the great treat for me from […]

Reminder for verifying your investor identity

January 19, 2019 janis P2P legislation, P2P lending

Consider this post as a kind reminder about verifying your identity for platforms where you have invested. You can disregard this post if you are more responsible. I tend to postpone these things. When it comes to getting the money to the investment account, P2P lender platforms streamline the process […]

Mintos auto-investment with 5 strategies

January 6, 2019 janis Mintos, P2P auto-invest, P2P lending

In the previous post I have mentioned one of the issues relating to the lowered interest rates from Mintos. Today I have decided to address this. Several of the loan issuers now give a chance to get 12%, 13% and even 14% of interest. Let us have a closer look […]

Summary of returns December 2018

January 4, 2019 janis Monthly summary

This has been a year full of changes. I am positive about the new 2019 and will try to do my best to follow advancements and post details on P2P lending topic. The last month of 2018 has been quite surprising. For the most part I need to thank you […]

Envestio running out of projects

December 14, 2018 janis Envestio, P2P review

I do not want to say I told it’s going to happen, but now it happened. Envestio run out of projects to offer for their investors for the time being. The last project published was: Urban mining Tier 10 for 100 000 EUR. To gather this amount of money it took less than […]

Summary of returns November 2018

December 2, 2018 janis Monthly summary

Time flies and here I am with an update about earnings in November 2018. This month I have had some affiliate & bonus income, therefore the new column called “Affiliate commissions & bonuses”. I will use this chance to thank you for referring to Envestio (both of us get 5 […]

How many EUR Envestio attracts per day?

November 24, 2018 janis Envestio, P2P review

In the previous post I have estimated that Envestio will get the following projects funded during the week. It has been 1 week 4 days and I wanted to give a status on exact amounts of EUR attracted for the projects and see if my estimate was true. Status on […]

Review of P2P lending platforms based on personal experience

November 13, 2018 janis P2P review

Now that I have couple of months of experience with different P2P lending platforms, I gathered some feedback on them. My initial attempt to quantify the investment priority still holds but I would like to add some bonus information from personal experiences. I would like to rank the experience I […]

Summary of returns in October 2018

November 1, 2018 janis Monthly summary

This month turned out as expected – with much more of return. Actually, this is around 10% per year in average which I am quite satisfied with. October of 2018 was concluded with total 51.20 EUR in interest income*. *There is one exception for interest income. This is related to Envestio […]

Change in legislation relating to LV private loans

October 11, 2018 janis P2P legislation

Came to know that there will be changes in Latvian consumer protection law relating private loans. There are at least two aims from government with this change. First, to ensure person is actually able to give back the money he/she has borrowed and the second is to make the deal […]